Other Loans
Specialised funding for doctors and self-employed professionals — sized against a practice's real income, not a standard salary slip.
- Doctor Loans Clinic setup, medical equipment purchase, and hospital expansion funding.
- Professional Loans Specialised funding for chartered accountants, architects, engineers, consultants, and other self-employed professionals.
Doctor loans
For clinic setup, this covers everything from leasehold improvements to initial fit-out costs. Medical equipment purchase loans are usually secured against the equipment itself, which typically brings the rate down compared to a general business loan. Hospital expansion funding is sized differently again — assessed against the practice's revenue and patient volume, not a fixed salary, since that's how a medical practice's actual repayment capacity works.
Professional loans
Chartered accountants, architects, engineers, consultants, and other self-employed professionals face the same core problem when applying for standard credit: banks are built to assess a salary slip, not a professional practice's fee income. Professional loans are underwritten differently — against your practice's income pattern, client base, and professional standing — for working capital, office setup, equipment, or expansion. We route these files to lenders who actually have a dedicated professional-loan product, rather than forcing a self-employed profile through a standard salaried-borrower process.
Run a practice or consultancy?